Disability Archives - McDonald and McDonald https://mcdonaldandmcdonald.com Let our family fight for your family Thu, 26 Mar 2020 18:49:36 +0000 en-US hourly 1 https://mcdonaldandmcdonald.com/wp-content/uploads/2021/04/cropped-cropped-favicon-32x32.png Disability Archives - McDonald and McDonald https://mcdonaldandmcdonald.com 32 32 Chronic Illness & The Coronavirus – 5 Things You Need to Know https://mcdonaldandmcdonald.com/chronic-illness-the-coronavirus-5-things-you-need-to-know/ Thu, 26 Mar 2020 18:49:36 +0000 https://mcdonaldandmcdonald.com/?p=7987 We all know that people who are disabled or have a chronic illness are at higher risk of getting COVID-19. But in this time of scary headlines, know there are additional things you can do to protect yourself if you have one or more chronic illnesses. 5 Things People With Chronic Illness Need to Know …

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]]> The Outsider Status Of Being Chronically Ill https://mcdonaldandmcdonald.com/5061-2/ https://mcdonaldandmcdonald.com/5061-2/#respond Tue, 30 Jan 2018 22:02:55 +0000 https://mcdonaldandmcdonald.com/?p=5061 In My Chronic Illness, I Found A Deeper Meaning This is an interesting article about one man who was used to living his life as an outsider. But then he was diagnosed with central nervous system lupus, and found that nothing had prepared him for “…the outsider status of being chronically ill“. He learns along …

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]]> https://mcdonaldandmcdonald.com/5061-2/feed/ 0 Community Inclusion for the Disabled https://mcdonaldandmcdonald.com/community-inclusion-for-the-disabled/ https://mcdonaldandmcdonald.com/community-inclusion-for-the-disabled/#respond Sun, 10 Apr 2016 17:58:06 +0000 https://mcdonaldandmcdonald.com/?p=2670 We wanted to share this thoughtful article on ways to prevent disabled neighbors or family members from becoming isolated in our communities: Community inclusion is something that most of us take for granted. Most of us have the freedom and opportunity to form many different types of meaningful relationships with other people in our communities. …

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]]> https://mcdonaldandmcdonald.com/community-inclusion-for-the-disabled/feed/ 0 HIRING AN EXPERIENCED LONG-TERM DISABILITY/ ERISA LAWYER https://mcdonaldandmcdonald.com/hiring-an-experienced-long-term-disability-erisa-lawyer/ https://mcdonaldandmcdonald.com/hiring-an-experienced-long-term-disability-erisa-lawyer/#comments Tue, 08 Dec 2015 22:22:47 +0000 http://www.McDonaldAndMcDonald.com/?p=2376 ERISA is a unique statute that applies to employee benefit disputes.   Under the ERISA statute, if your employer-sponsored disability plan denies your disability claim, the case will be litigated in Federal Court under a unique set of rules that often favor insurance companies and Long Term Disability Plan administrators. So you need to make sure …

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]]> https://mcdonaldandmcdonald.com/hiring-an-experienced-long-term-disability-erisa-lawyer/feed/ 2 Long Term Disability & the Undiagnosed Condition https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/ https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/#respond Fri, 08 Aug 2014 16:24:20 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=289 LONG TERM DISABILITY & THE UNDIAGNOSED CONDITION One of the most difficult cases in our long-term disability practice is the individual who does not have   a diagnosis. It is very common in medicine for claimants to go longer than a year without receiving a proper diagnosis. This is not the fault of physicians, but …

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]]> https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/feed/ 0 Missing Pieces of the Administrative Record – Full & Fair Review under ERISA? https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/ https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/#respond Mon, 14 Jul 2014 22:47:39 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=262 ERISA “Full & Fair Review” & the Missing Pieces of the ADMINISTRATIVE RECORD One of the most important pieces in a long-term disability case is the “administrative record.” The administrative record is defined as: everything that the insurance company considered in the denial of your claim. It also includes any appeal that you might submit, …

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]]> https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/feed/ 0 The Best Part of Being a Disability Insurance Attorney https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/ https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/#respond Wed, 04 Jun 2014 16:47:08 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=215 Recently, a client asked me about my job. Those people who know me know I am bluntly honest. I told the client my job had two shifts: 1) the shift during the day, where I am in hearings, or meeting with clients, or on the phone handling problems. 2) the night and weekend shifts, where …

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]]> https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/feed/ 0 Reinstating your Long Term Disability Benefit: The ERISA 502(a) Lawsuit https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/ https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/#respond Tue, 05 Feb 2013 23:54:22 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=131 Most individuals become familiar with the phrase 502(a) lawsuit by receiving a letter from an insurance company denying access to their long-term disability benefits. The traditional language often used by long-term disability insurers advises clients that they have “exhausted their administrative remedies”, and now have the ability to file a lawsuit under Section 502(a) of …

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]]> https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/feed/ 0 Long Term Disability – Defining “your job” vs. “your occupation” https://mcdonaldandmcdonald.com/long-term-disability-defining-your-job-vs-your-occupation/ https://mcdonaldandmcdonald.com/long-term-disability-defining-your-job-vs-your-occupation/#respond Fri, 21 Sep 2012 17:08:38 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=115 Long Term Disability Insurance – “your job” vs. “your occupation” – understand the difference: THE VOCATIONAL SIDE OF LONG-TERM DISABILITY Frequently, long-term disability contracts provide us with definitions for disabling conditions. These definitions embrace the idea that your illness or disability affects your ability to perform “your job.”  Occasionally, policies also refer to “your occupation.” …

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]]> https://mcdonaldandmcdonald.com/long-term-disability-defining-your-job-vs-your-occupation/feed/ 0 Long Term Disability Appeal For Cancer Denial – Client Wins! https://mcdonaldandmcdonald.com/long-term-disability-cancer-appeal-client-wins/ https://mcdonaldandmcdonald.com/long-term-disability-cancer-appeal-client-wins/#respond Thu, 08 Mar 2012 14:53:23 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=90 Long Term Disability Appeal For Cancer Denial – Client Wins! McDonald & McDonald Wins Long Term Disability case in Federal Court for Disabled Client! See Spina v. CVS Long Term Disability et al In 2011 the United States District Court for the Southern District of Ohio ruled in favor of our client, who suffers from …

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