Insurance Denial Archives - McDonald and McDonald https://mcdonaldandmcdonald.com Let our family fight for your family Thu, 15 Mar 2018 13:43:18 +0000 en-US hourly 1 https://mcdonaldandmcdonald.com/wp-content/uploads/2021/04/cropped-cropped-favicon-32x32.png Insurance Denial Archives - McDonald and McDonald https://mcdonaldandmcdonald.com 32 32 March Is Multiple Sclerosis (MS) Awareness Month https://mcdonaldandmcdonald.com/march-is-multiple-sclerosis-awareness-month/ https://mcdonaldandmcdonald.com/march-is-multiple-sclerosis-awareness-month/#respond Thu, 15 Mar 2018 13:43:18 +0000 https://mcdonaldandmcdonald.com/?p=5170 Check out this great article and graph on Understanding Multiple Sclerosis . Multiple Sclerosis is a disease that affects millions worldwide. This articles provides valuable information on the prognosis of MS and what to expect. Topics includes Myths vs Facts, Symptoms of MS, treatment options, and potential future treatment.

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]]> https://mcdonaldandmcdonald.com/march-is-multiple-sclerosis-awareness-month/feed/ 0 Mental Health, Bipolar 1 & Long Term Disability Denials https://mcdonaldandmcdonald.com/mental-health-issues-biopolar-ii-long-term-disability-denials/ https://mcdonaldandmcdonald.com/mental-health-issues-biopolar-ii-long-term-disability-denials/#respond Tue, 19 Dec 2017 00:26:41 +0000 https://mcdonaldandmcdonald.com/?p=4955 Mental Health, Bipolar 1 & Long Term Disability Denials In our experience, when Long Term Disability (LTD) insurance companies evaluate mental health cases, such as Bipolar 1, they typically attempt to redefine the illness and ignore their own definition of disability under the disability insurance policy. Nearly all long-term disability (LTD) policies cover mental health …

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]]> https://mcdonaldandmcdonald.com/mental-health-issues-biopolar-ii-long-term-disability-denials/feed/ 0 Injured Victims Suffer Twice Under McCutchen Ruling on ERISA Subrogation Claims https://mcdonaldandmcdonald.com/injured-victims-suffer-twice-under-mccutchen-ruling-on-erisa-subrogation-claims/ https://mcdonaldandmcdonald.com/injured-victims-suffer-twice-under-mccutchen-ruling-on-erisa-subrogation-claims/#respond Mon, 24 Jun 2013 18:18:16 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=164 INJURED VICTIMS SUFFER TWICE UNDER McCUTCHEN RULING Congress needs to fix resulting unfair outcomes under ERISA subrogation claims (Yes, the tail finally does wag the dog!) On April 16, 2013, the United States Supreme Court issued its long awaited decision in the case of U.S. Airways v. McCutchen,  (No. 11-1285). The case involved a subrogation …

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]]> https://mcdonaldandmcdonald.com/injured-victims-suffer-twice-under-mccutchen-ruling-on-erisa-subrogation-claims/feed/ 0 Long Term Disability – Defining “your job” vs. “your occupation” https://mcdonaldandmcdonald.com/long-term-disability-defining-your-job-vs-your-occupation/ https://mcdonaldandmcdonald.com/long-term-disability-defining-your-job-vs-your-occupation/#respond Fri, 21 Sep 2012 17:08:38 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=115 Long Term Disability Insurance – “your job” vs. “your occupation” – understand the difference: THE VOCATIONAL SIDE OF LONG-TERM DISABILITY Frequently, long-term disability contracts provide us with definitions for disabling conditions. These definitions embrace the idea that your illness or disability affects your ability to perform “your job.”  Occasionally, policies also refer to “your occupation.” …

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]]> https://mcdonaldandmcdonald.com/long-term-disability-defining-your-job-vs-your-occupation/feed/ 0 Surveillance and the Functional Capacity Evaluation https://mcdonaldandmcdonald.com/surveillance-and-the-functional-capacity-evaluation/ https://mcdonaldandmcdonald.com/surveillance-and-the-functional-capacity-evaluation/#respond Fri, 28 Oct 2011 19:23:24 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=54 This has been on my mind for some time and I have been trying to let my clients and perspective clients know about this so they can respond appropriately. Many insurance companies use vendors to conduct video surveillance while the disability claimant is at their home. There is simply no way to tell which files …

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]]> https://mcdonaldandmcdonald.com/surveillance-and-the-functional-capacity-evaluation/feed/ 0 Fibromyalgia Disability Advice: How to avoid Long Term Disability Claim Denial https://mcdonaldandmcdonald.com/fibromyalgia-disability-advice-how-to-avoid-long-term-disability-claim-denial/ https://mcdonaldandmcdonald.com/fibromyalgia-disability-advice-how-to-avoid-long-term-disability-claim-denial/#respond Mon, 09 Feb 2009 11:42:35 +0000 http://www.mcdonaldandmcdonald.com/blog/?p=30 Choosing the wrong type of Doctor to treat your fibromyalgia could cause insurance to deny your disability claim. What type of Doctor should I see for fibromyalgia? Fibromyalgia is a disease that does not offer any objective evidence or test results, therefore the clinical notes recorded by the treating physician become very important to diagnosing …

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