social security disability Archives - McDonald and McDonald https://mcdonaldandmcdonald.com Let our family fight for your family Mon, 09 Jan 2017 19:58:27 +0000 en-US hourly 1 https://mcdonaldandmcdonald.com/wp-content/uploads/2021/04/cropped-cropped-favicon-32x32.png social security disability Archives - McDonald and McDonald https://mcdonaldandmcdonald.com 32 32 What is the difference between Social Security (SS) and Long Term Disability (LTD) https://mcdonaldandmcdonald.com/difference-social-security-ss-long-term-disability-ltd/ https://mcdonaldandmcdonald.com/difference-social-security-ss-long-term-disability-ltd/#respond Mon, 09 Jan 2017 19:58:27 +0000 https://mcdonaldandmcdonald.com/?p=3436 What is the difference between social security and long term disability? Long term disability is an insurance benefit typically provided by your employer as an employee benefit. The LTD plan document will lay out all the terms and conditions you must meet to receive disability insurance if you become disabled. Long Term Disability Insurance will …

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]]> https://mcdonaldandmcdonald.com/difference-social-security-ss-long-term-disability-ltd/feed/ 0 Long Term Disability & the Undiagnosed Condition https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/ https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/#respond Fri, 08 Aug 2014 16:24:20 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=289 LONG TERM DISABILITY & THE UNDIAGNOSED CONDITION One of the most difficult cases in our long-term disability practice is the individual who does not have   a diagnosis. It is very common in medicine for claimants to go longer than a year without receiving a proper diagnosis. This is not the fault of physicians, but …

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]]> https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/feed/ 0 Missing Pieces of the Administrative Record – Full & Fair Review under ERISA? https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/ https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/#respond Mon, 14 Jul 2014 22:47:39 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=262 ERISA “Full & Fair Review” & the Missing Pieces of the ADMINISTRATIVE RECORD One of the most important pieces in a long-term disability case is the “administrative record.” The administrative record is defined as: everything that the insurance company considered in the denial of your claim. It also includes any appeal that you might submit, …

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]]> https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/feed/ 0 Don’t Accept the Social Security Representative Recommended to You By Your Long Term Disability Insurer https://mcdonaldandmcdonald.com/dont-accept-the-social-security-representative-recommended-to-you-by-your-long-term-disability-insurer/ https://mcdonaldandmcdonald.com/dont-accept-the-social-security-representative-recommended-to-you-by-your-long-term-disability-insurer/#respond Sat, 31 Mar 2012 19:22:22 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=100 You are not obligated to accept the preferred Social Security representative recommended to you by your Long Term Disability carrier. When you apply for long-term disability benefits, many plans will require that you also apply for and pursue Social Security disability benefits. The logic behind this request is simple. They will take an offset for any …

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