wrongful disability denial Archives - McDonald and McDonald https://mcdonaldandmcdonald.com Let our family fight for your family Sun, 09 Feb 2020 22:44:48 +0000 en-US hourly 1 https://mcdonaldandmcdonald.com/wp-content/uploads/2021/04/cropped-cropped-favicon-32x32.png wrongful disability denial Archives - McDonald and McDonald https://mcdonaldandmcdonald.com 32 32 Long Term Disability & The Comorbidities Of EDS, POTS & MCAS https://mcdonaldandmcdonald.com/long-term-disability-the-comorbidities-of-eds-pots-mcas/ Sun, 09 Feb 2020 22:44:48 +0000 https://mcdonaldandmcdonald.com/?p=7831 Over the years we have represented many clients in Long Term Disability Insurance claims for POTS (Postural orthostatic tachycardia syndrome)  or EDS (Ehlers-Danlos syndrome)or MCAS (Mast Cell Activation Syndrome). Then we started to notice a rise in cases where 2 or all 3 syndromes had been diagnosed. In 2016 Researchers found a genetic mutation that links Ehlers-Danlos …

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]]> March Is Multiple Sclerosis (MS) Awareness Month https://mcdonaldandmcdonald.com/march-is-multiple-sclerosis-awareness-month/ https://mcdonaldandmcdonald.com/march-is-multiple-sclerosis-awareness-month/#respond Thu, 15 Mar 2018 13:43:18 +0000 https://mcdonaldandmcdonald.com/?p=5170 Check out this great article and graph on Understanding Multiple Sclerosis . Multiple Sclerosis is a disease that affects millions worldwide. This articles provides valuable information on the prognosis of MS and what to expect. Topics includes Myths vs Facts, Symptoms of MS, treatment options, and potential future treatment.

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]]> https://mcdonaldandmcdonald.com/march-is-multiple-sclerosis-awareness-month/feed/ 0 Sjögren’s Syndrome & Long Term Disability https://mcdonaldandmcdonald.com/sjogrens-syndrome-long-term-disability/ https://mcdonaldandmcdonald.com/sjogrens-syndrome-long-term-disability/#respond Tue, 27 Feb 2018 15:13:35 +0000 https://mcdonaldandmcdonald.com/?p=5131 Sjögren’s (“SHOW-grins”) Syndrome is a systemic autoimmune disease involving gland dysfunction that can affect the entire body. Because Sjögren’s Syndrome is an autoimmune syndrome, it is found more commonly in families that have members with other autoimmune illnesses. In autoimmune disorders, the immune system, which normally protects the body from infection and cancers, may cause …

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]]> https://mcdonaldandmcdonald.com/sjogrens-syndrome-long-term-disability/feed/ 0 Long-Term Disability Denials of POTS Syndrome Claims https://mcdonaldandmcdonald.com/long-term-disability-denials-of-pots-syndrome-claims/ https://mcdonaldandmcdonald.com/long-term-disability-denials-of-pots-syndrome-claims/#respond Wed, 09 Sep 2015 15:13:48 +0000 http://www.McDonaldAndMcDonald.com/?p=2284 Over the past few years we have represented many clients who have had Long Term Disability Insurance Denials of their POTS Syndrome claims. POTS or “Postural Orthostatic Tachycardia Syndrome” is an unusual condition that causes the Autonomic Nervous System to malfunction. POTS symptoms can include tachycardia, heart palpitations, chest pain, fainting, nausea, rapid gastric emptying, …

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]]> https://mcdonaldandmcdonald.com/long-term-disability-denials-of-pots-syndrome-claims/feed/ 0 Missing Pieces of the Administrative Record – Full & Fair Review under ERISA? https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/ https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/#respond Mon, 14 Jul 2014 22:47:39 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=262 ERISA “Full & Fair Review” & the Missing Pieces of the ADMINISTRATIVE RECORD One of the most important pieces in a long-term disability case is the “administrative record.” The administrative record is defined as: everything that the insurance company considered in the denial of your claim. It also includes any appeal that you might submit, …

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]]> https://mcdonaldandmcdonald.com/missing-pieces-of-the-administrative-record-full-fair-review-under-erisa/feed/ 0 The Best Part of Being a Disability Insurance Attorney https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/ https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/#respond Wed, 04 Jun 2014 16:47:08 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=215 Recently, a client asked me about my job. Those people who know me know I am bluntly honest. I told the client my job had two shifts: 1) the shift during the day, where I am in hearings, or meeting with clients, or on the phone handling problems. 2) the night and weekend shifts, where …

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]]> https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/feed/ 0 Court Decides Liberty’s Denial of Our Client’s Waiver of Life Insurance Premium Did Not Meet “Full and Fair Review” Standard Under ERISA https://mcdonaldandmcdonald.com/court-decides-libertys-denial-of-waiver-of-life-insurance-premium-did-not-meet-full-and-fair-review-standard-under-erisa/ https://mcdonaldandmcdonald.com/court-decides-libertys-denial-of-waiver-of-life-insurance-premium-did-not-meet-full-and-fair-review-standard-under-erisa/#comments Tue, 20 Aug 2013 16:55:44 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=173 Under ERISA, one of the rights you have as a part of your disability benefits claim is the right to a “full and fair review” by the insurance company. In providing a “full and fair review” the insurance company cannot cut corners or rely on generalizations to evaluate your claim. Instead, the insurance company has …

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]]> https://mcdonaldandmcdonald.com/court-decides-libertys-denial-of-waiver-of-life-insurance-premium-did-not-meet-full-and-fair-review-standard-under-erisa/feed/ 1 Reinstating your Long Term Disability Benefit: The ERISA 502(a) Lawsuit https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/ https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/#respond Tue, 05 Feb 2013 23:54:22 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=131 Most individuals become familiar with the phrase 502(a) lawsuit by receiving a letter from an insurance company denying access to their long-term disability benefits. The traditional language often used by long-term disability insurers advises clients that they have “exhausted their administrative remedies”, and now have the ability to file a lawsuit under Section 502(a) of …

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]]> https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/feed/ 0 “Physician Peer Reviews” Lead to Wrongful Denial of Disability Insurance Claims https://mcdonaldandmcdonald.com/peer-reviews-lead-to-wrongful-denial-of-disability-claims/ https://mcdonaldandmcdonald.com/peer-reviews-lead-to-wrongful-denial-of-disability-claims/#respond Wed, 11 Mar 2009 18:17:55 +0000 http://www.mcdonaldandmcdonald.com/blog/2009/03/11/peer-reviews-lead-to-wrongful-denial-of-disability-claims/ “Physician Peer Reviews” Lead to Wrongful Denial of Disability Insurance Claims A Physician Peer Review is NOT the same as a second opinion or independent medical exam (IME). Essentially, a physician peer review is a tool used by the insurance company to review your Dr’s medical records. Physician Peer Reviews are problematic because the peer …

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