reinstatement of benefits Archives - McDonald and McDonald https://mcdonaldandmcdonald.com Let our family fight for your family Sat, 02 Dec 2017 20:49:59 +0000 en-US hourly 1 https://mcdonaldandmcdonald.com/wp-content/uploads/2021/04/cropped-cropped-favicon-32x32.png reinstatement of benefits Archives - McDonald and McDonald https://mcdonaldandmcdonald.com 32 32 Important Shifts in Fibromyalgia Proof for LTD cases 2017 https://mcdonaldandmcdonald.com/fibromyalgia-proof-long-term-disability/ https://mcdonaldandmcdonald.com/fibromyalgia-proof-long-term-disability/#respond Sat, 02 Dec 2017 20:49:59 +0000 https://mcdonaldandmcdonald.com/?p=4898 Fibromyalgia Claims Fibromyalgia is a disease that does not offer any objective evidence or test results. It has been difficult to “prove” for long-term disability claims in the past. In 2017 there were two strong decisions which overturned long-term disability benefit denials. Disabled claimants were entitled to long-term disability benefits for fibromyalgia. The 2017 rulings represent important …

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]]> https://mcdonaldandmcdonald.com/fibromyalgia-proof-long-term-disability/feed/ 0 Long Term Disability & the Undiagnosed Condition https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/ https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/#respond Fri, 08 Aug 2014 16:24:20 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=289 LONG TERM DISABILITY & THE UNDIAGNOSED CONDITION One of the most difficult cases in our long-term disability practice is the individual who does not have   a diagnosis. It is very common in medicine for claimants to go longer than a year without receiving a proper diagnosis. This is not the fault of physicians, but …

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]]> https://mcdonaldandmcdonald.com/long-term-disability-the-undiagnosed-condition/feed/ 0 The Best Part of Being a Disability Insurance Attorney https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/ https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/#respond Wed, 04 Jun 2014 16:47:08 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=215 Recently, a client asked me about my job. Those people who know me know I am bluntly honest. I told the client my job had two shifts: 1) the shift during the day, where I am in hearings, or meeting with clients, or on the phone handling problems. 2) the night and weekend shifts, where …

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]]> https://mcdonaldandmcdonald.com/the-best-part-of-being-a-disability-attorney/feed/ 0 Court Decides Liberty’s Denial of Our Client’s Waiver of Life Insurance Premium Did Not Meet “Full and Fair Review” Standard Under ERISA https://mcdonaldandmcdonald.com/court-decides-libertys-denial-of-waiver-of-life-insurance-premium-did-not-meet-full-and-fair-review-standard-under-erisa/ https://mcdonaldandmcdonald.com/court-decides-libertys-denial-of-waiver-of-life-insurance-premium-did-not-meet-full-and-fair-review-standard-under-erisa/#comments Tue, 20 Aug 2013 16:55:44 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=173 Under ERISA, one of the rights you have as a part of your disability benefits claim is the right to a “full and fair review” by the insurance company. In providing a “full and fair review” the insurance company cannot cut corners or rely on generalizations to evaluate your claim. Instead, the insurance company has …

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]]> https://mcdonaldandmcdonald.com/court-decides-libertys-denial-of-waiver-of-life-insurance-premium-did-not-meet-full-and-fair-review-standard-under-erisa/feed/ 1 Reinstating your Long Term Disability Benefit: The ERISA 502(a) Lawsuit https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/ https://mcdonaldandmcdonald.com/reinstating-your-long-term-disability-benefit-the-erisa-502a-lawsuit/#respond Tue, 05 Feb 2013 23:54:22 +0000 http://www.McDonaldAndMcDonald.com/blog/?p=131 Most individuals become familiar with the phrase 502(a) lawsuit by receiving a letter from an insurance company denying access to their long-term disability benefits. The traditional language often used by long-term disability insurers advises clients that they have “exhausted their administrative remedies”, and now have the ability to file a lawsuit under Section 502(a) of …

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