Let our family fight for your family”® – Call 877-428-9806 | No Win, No Fee

Chronic conditions

Mental Health, Bipolar 1 & Long Term Disability Denials

December 19, 2017 / By

Mental Health, Bipolar 1 & Long Term Disability Denials In our experience, when Long Term Disability (LTD) insurance companies evaluate mental health cases, such as Bipolar 1, they typically attempt to redefine the illness and ignore their own definition of disability under the disability insurance policy. Nearly all long-term disability (LTD) policies cover mental health …

Mental Health, Bipolar 1 & Long Term Disability Denials Read More »

Important Shifts in Fibromyalgia Proof for LTD cases 2017

December 2, 2017 / By

Fibromyalgia Claims Fibromyalgia is a disease that does not offer any objective evidence or test results. It has been difficult to “prove” for long-term disability claims in the past. In 2017 there were two strong decisions which overturned long-term disability benefit denials. Disabled claimants were entitled to long-term disability benefits for fibromyalgia. The 2017 rulings represent important …

Important Shifts in Fibromyalgia Proof for LTD cases 2017 Read More »

Everything You Need To Know About Lupus

August 24, 2017 / By

Systemic Lupus Erythematosus has been called The Great Pretender in certain medical circles. Here is some information on one of our most commonly represented illnesses. The Great Pretender Many people who suffer from Lupus go through long periods of misdiagnosis. Lupus can pretend to be many other illnesses, so depending on the symptoms, it is …

Everything You Need To Know About Lupus Read More »

Most Long Term Disabilities Are Caused By Chronic Conditions

July 26, 2016 / By

Chronic Conditions are the Root of Most Long Term Disability Cases Most Long Term Disability Insurance cases are the result of chronic conditions, rather than accidents or injuries. In our experience representing clients in Long Term Disability Insurance cases, very few disabilities are caused by injuries resulting from an accident. Most of our clients have …

Most Long Term Disabilities Are Caused By Chronic Conditions Read More »

Long-Term Disability Denials of POTS Syndrome Claims

September 9, 2015 / By

Over the past few years we have represented many clients who have had Long Term Disability Insurance Denials of their POTS Syndrome claims. POTS or “Postural Orthostatic Tachycardia Syndrome” is an unusual condition that causes the Autonomic Nervous System to malfunction. POTS symptoms can include tachycardia, heart palpitations, chest pain, fainting, nausea, rapid gastric emptying, …

Long-Term Disability Denials of POTS Syndrome Claims Read More »

Pulmonary Lung Disease Testing for Long Term Disability Claims

May 28, 2015 / By

Obstructive & Restrictive Lung Diseases:  The Importance of FEV¹ & FVC test results for Long Term Disability Insurance Claims If you have a pulmonary disorder, one of the most important tests that you will take is a PFT or Pulmonary Function Test. This test is somewhat complicated and measures many aspects of lung function. The …

Pulmonary Lung Disease Testing for Long Term Disability Claims Read More »

Long Term Disability & the Undiagnosed Condition

August 8, 2014 / By

LONG TERM DISABILITY & THE UNDIAGNOSED CONDITION One of the most difficult cases in our long-term disability practice is the individual who does not have   a diagnosis. It is very common in medicine for claimants to go longer than a year without receiving a proper diagnosis. This is not the fault of physicians, but …

Long Term Disability & the Undiagnosed Condition Read More »

Long Term Disability Appeal Cancer Win

Long Term Disability Appeal For Cancer Denial – Client Wins!

March 8, 2012 / By

Long Term Disability Appeal For Cancer Denial – Client Wins! McDonald & McDonald Wins Long Term Disability case in Federal Court for Disabled Client! See Spina v. CVS Long Term Disability et al In 2011 the United States District Court for the Southern District of Ohio ruled in favor of our client, who suffers from …

Long Term Disability Appeal For Cancer Denial – Client Wins! Read More »

Fibromyalgia Disability Advice: How to avoid Long Term Disability Claim Denial

February 9, 2009 / By

Choosing the wrong type of Doctor to treat your fibromyalgia could cause insurance to deny your disability claim. What type of Doctor should I see for fibromyalgia? Fibromyalgia is a disease that does not offer any objective evidence or test results, therefore the clinical notes recorded by the treating physician become very important to diagnosing …

Fibromyalgia Disability Advice: How to avoid Long Term Disability Claim Denial Read More »