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Insurance Denial

“Physician Peer Reviews” Lead to Wrongful Denial of Disability Insurance Claims

“Physician Peer Reviews” Lead to Wrongful Denial of Disability Insurance Claims A Physician Peer Review is NOT the same as a second opinion or independent medical exam (IME). Essentially, a physician peer review is a tool used by the insurance company to review your Dr’s medical records. Physician Peer Reviews are problematic because the peer …

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Fibromyalgia Disability Advice: How to avoid Long Term Disability Claim Denial

Choosing the wrong type of Doctor to treat your fibromyalgia could cause insurance to deny your disability claim. What type of Doctor should I see for fibromyalgia? Fibromyalgia is a disease that does not offer any objective evidence or test results, therefore the clinical notes recorded by the treating physician become very important to diagnosing …

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ERISA Long Term Disability Lawyers

Joe McDonald & Christy McDonald – Disability Insurance Lawyers: Originally uploaded by McDonald and McDonald We represent people fighting: Long Term Disability denials Short Term Disability denials  Life Insurance Denials     “Let our family fight for your family”®   Questions about your long term disability, short term disability or life insurance claim denial?  Call (877)-428-9806 for a …

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What is ERISA?

ERISA (Employee Retirement Income Security Act) is a federal law that governs employee benefits that you receive through your employer such as: Long Term Disability Insurance Short Term Disability Insurance Life Insurance You need help now if: Your employer has provided a benefit to you that has been denied by the Insurance company You have …

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